Not taking new customers. Waitlist only until we reopen.Join the waitlist
LendingCommercial

Fix and Flip

Buy it, fix it, sell it. We fund the whole plan.

Purchase and rehab in one loan for 1 to 4 unit houses. Sized on the deal and the after-repair value, with rehab draws paid as work completes so the project keeps moving.

Not taking new customers.

Join the waitlist

We are not taking clients today. Leave your details and we reach out when we reopen. No credit check, no commitment.

$250,000

Joining the waitlist is not an application and does not reserve funds. We will not pull credit.

Not taking new customers.

7Lending Commercial is closed to new clients right now. We are not accepting applications, inquiries, or referrals. You can join the waitlist and we will reach out when we reopen.

Current clients: nothing changes for you. Your loan, your file, and your point of contact stay the same.

Program

How the loan is built.

Typical structure when we are accepting clients. Every loan is sized on its own facts; nothing here is a rate, a promise, or an offer.

Property1 to 4 unit residential, non-owner-occupied
StructurePurchase plus rehab budget in one loan, interest-only
SizingOn cost and on after-repair value. Experience raises leverage
TermShort-term, with extensions when a project runs long
DrawsRehab funds released by inspection as each stage completes
ExitSell, or refinance into a rental loan on the same file

Good fit

Deals this is made for.

Your first flip with a contractor lined up
Three projects running at once
A BRRRR hold you plan to refinance
An auction buy that needs to close fast

How it works

From first call to funded.

  1. 01

    Send the deal

    Address, purchase price, rehab budget, and your after-repair value with comps.

  2. 02

    Quick look

    We check the numbers against the market and tell you where the loan sizes.

  3. 03

    Appraisal and close

    Valuation, title, insurance, entity docs. Then closing.

  4. 04

    Draws and exit

    Draw requests by stage. Sell, or refinance into a rental loan.

Deal calculator

Run the numbers on a flip.

A quick sanity check, not a quote. Leverage shown is a common structure; the real loan is sized by underwriting and comps.

Interest, taxes, insurance, utilities
Agent fees, closing, concessions
Loan amount–
Cash you bring–
Loan to cost–
Loan to ARV–
Profit after costs–
Return on cash–

Questions

Fix and Flip FAQ

All questions
Do I need experience?
No. First-time flippers get a smaller loan relative to cost; experienced ones get more. Either way we tell you the number early.
How are rehab draws paid?
You request a draw when a stage is done, an inspector confirms it, and the money goes out. Usually within a few business days.
Can I hold it as a rental instead?
Yes. Flip to rental on the same file is common. The exit changes, the lender does not.

Want fix and flip when we reopen?

Join the waitlist and pick this program. We reach out in order.

Join the waitlistContact