Not taking new customers. Waitlist only until we reopen.Join the waitlist
LendingCommercial
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Commercial Loans

Money for the building, not the paperwork.

Purchase, refinance, and cash-out on commercial real estate. Underwritten on the property and the plan, with one person on your file from first call to funding.

Join the waitlistHow it works

Not taking new customers.

Join the waitlist

We are not taking clients today. Leave your details and we reach out when we reopen. No credit check, no commitment.

$250,000

Joining the waitlist is not an application and does not reserve funds. We will not pull credit.

Not taking new customers.

7Lending Commercial is closed to new clients right now. We are not accepting applications, inquiries, or referrals. You can join the waitlist and we will reach out when we reopen.

Current clients: nothing changes for you. Your loan, your file, and your point of contact stay the same.

Join the waitlistI am a current client

Program

How the loan is built.

Typical structure when we are accepting clients. Every loan is sized on its own facts; nothing here is a rate, a promise, or an offer.

Property typesMultifamily 5+, retail, office, industrial, mixed use, self-storage, land
Loan purposePurchase, rate and term refinance, cash-out, bridge to stabilization
TermsShort-term bridge and longer-term options, set per deal
UnderwritingProperty income, sponsor experience, and liquidity. Practical, not a checklist
DrawsRenovation and tenant-improvement budgets funded as work completes
PrepaymentStructures with and without prepayment penalties

Good fit

Deals this is made for.

Buying a building for your own business
Taking a tired property to stabilized
Pulling cash out of a paid-down asset
Land with a near-term plan

How it works

From first call to funded.

  1. 01

    Tell us the deal

    Address, purchase price or value, what you want to do with it, and your timeline.

  2. 02

    Quick look

    We tell you yes, no, or what it would take. Usually inside a business day.

  3. 03

    Terms and docs

    A clear term sheet. Then the short list of documents it needs, nothing extra.

  4. 04

    Close and fund

    Title, insurance, and wire. Draws after closing if the plan has a budget.

Questions

Commercial Loans FAQ

All questions
Do you need tax returns?
Not always. Many commercial deals are sized on the property's income and the sponsor's experience. We ask for what the deal needs.
How fast can a commercial loan close?
Bridge loans can close in a few weeks. Longer-term loans take longer because the appraisal and third-party reports take longer.
What is the smallest deal you look at?
We set a floor per program. Ask when we reopen and we will tell you plainly.

Want commercial loans when we reopen?

Join the waitlist and pick this program. We reach out in order.

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